The leadership of the Azerbaijan Construction Manufacturers Association (ATIA), including Ramila Israfilbayova, First Deputy Chairman of the Board of Directors, participated in the “9th International Banking Forum (IBF-2025)” held in Baku. The Forum was organized by the Azerbaijan Banks Association in partnership with Mastercard, with the support of the Central Bank of Azerbaijan and the Center for Analysis and Communication of Economic Reforms. The main theme of the event was “Reliable, Secure, and Sustainable Banking.” During the Forum, participants discussed a range of relevant topics, including the role of artificial intelligence in banking, open banking, instant payments, cybersecurity, digital government solutions, the digitalization of investment services, and other key areas. IBF serves as one of the most comprehensive platforms bringing together representatives of government agencies, banks and financial institutions, fintech companies, international organizations, and the private sector.